The Fed has just raised its key rate by 0.25%, bringing it to 3.75%-4%—the first increase since July 2023. As someone who has navigated countless market shifts for over a decade, I always keep a close eye on these changes because they ripple through our real estate landscape. With inflation still running above the Fed’s 2% target, officials are signaling that another hike could still be on the horizon this year. The next opportunity for them to reassess will be their meeting on October 27-28, 2026.
These adjustments influence not just mortgage rates but also the larger financial picture for buyers and sellers alike. My background in residential banking and asset procurement gives me a unique perspective on how policy decisions like this can affect your next move—whether you’re considering buying, selling, or simply keeping a pulse on the market. I believe in keeping clients informed with candid, honest advice so you can make decisions with confidence, no matter how the market evolves.
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